Money that
moves with you

Save. Grow. Stay Protected.

Financial services built for the people who build India.

✓ Simple ♢ Secure ♙ Built for Workers
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0+ Registered Members
▣
0+ Total Transactions
↗
0+ Savings & Investments
◆
0+ Families Protected
01 · MONEY

Your money.
Your control.

See what you earned, what you received, what is pending and where your money is going — in one clear worker-first dashboard.

Wage trackingSend & receivePayment historyFamily transfers
Manage your money →
AVAILABLE MONEY₹18,450
Received₹15,200Pending₹3,250
02 · SAVE & INVEST

Small savings.
Bigger possibilities.

Build emergency reserves and save toward the things that matter — tools, education, a home, family goals and long-term financial growth.

Daily savingsGoal-based savingEmergency fundPartner investments
Start a money goal →
My Home Fund68%
₹1,36,000of ₹2,00,000 goal
Tools ₹18,500Education ₹26,200Emergency ₹12,000
03 · CIRCLE

Save together.
See everything.

Bring the familiar committee model into a transparent digital experience with contribution schedules, member records and shared visibility.

Verified membersContribution ledgerDue remindersTransparent cycle
Explore Nirman Circle →
MASON CIRCLE 01₹40,000
20 Members
Rajesh K.₹2,000 paid
Manoj S.₹2,000 paid
Sunil R.Pending
04 · PROTECT

Protect the worker.
Protect the family.

Discover practical protection for accidents, health, life and family security through regulated insurance partners, with simpler claim support.

AccidentHealthLifeClaims support
Explore protection →
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WORKER PROTECTION₹5 LakhAccident cover
✓ Family options✓ Policy records✓ Guided claims
05 · CREDIT

Fair credit built on
verified work.

With worker consent, verified work and earning history can help eligible workers discover relevant credit offers from regulated banks and NBFC partners.

Emergency creditTool financeTwo-wheelerHome improvement
Check partner offers →
WORK PROFILE92%earning consistency
Verified workdays24 / month
Average income₹21,850

Built for
Construction Workers

From daily wages to long-term security, Nirman.Money brings essential financial services to the construction workforce and their families.

Know More ›
Construction worker
Save Today
Build Tomorrow
Worker with family
Protect
What Matters
Growing savings
Invest
For a Brighter Future
Total Balance ₹12,480
↗Send⇩Receive▥Invest 👥Circle◆Insurance₹Credit
⌂Home▣History◉Support♙Profile

One Platform.
Multiple Financial Services.

  • ✓Open your digital money account
  • ✓Join or create a savings circle
  • ✓Invest small amounts regularly
  • ✓Get affordable insurance
  • ✓Access responsible credit
  • ✓Integrated with PayByDay
Join Now ›