:root{
  --navy:#061a32;--navy2:#0a2a50;--navy3:#0e3c69;--gold:#f0c451;--gold2:#ffdf7c;
  --cream:#f7f5ef;--ink:#081a35;--muted:#597086;--line:#dfe5e8;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
.site-header{position:sticky;top:0;z-index:50;background:#082442;color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}
.nav-wrap{max-width:1220px;margin:auto;height:78px;padding:0 24px;display:grid;grid-template-columns:255px 1fr auto;gap:28px;align-items:center}
.logo img{width:230px;height:60px;object-fit:contain}
.desktop-nav{display:flex;align-items:center;justify-content:center;gap:23px;font-size:14px}
.desktop-nav a{height:78px;display:flex;align-items:center;position:relative;color:#f3f6f9}
.desktop-nav a.active:after{content:"";position:absolute;left:0;right:0;bottom:18px;height:2px;background:var(--gold)}
.desktop-nav a.muted-link{color:#a9bad0}
.nav-actions{display:flex;gap:12px;align-items:center}
.btn{min-height:42px;padding:0 22px;border-radius:7px;display:inline-flex;align-items:center;justify-content:center;font-weight:750;border:1px solid transparent;transition:.2s}
.btn-gold{background:linear-gradient(135deg,#f0ba3e,#ffe087);color:#07172a;box-shadow:0 9px 22px rgba(240,196,81,.16)}
.btn-ghost{border-color:#d5a845;color:white;background:transparent}
.btn-outline{border-color:#d3dbe4;color:#fff;background:rgba(7,24,44,.24)}
.btn:hover{transform:translateY(-1px)}
.menu-btn{display:none;background:none;color:#fff;border:0;font-size:24px}
.mobile-nav{display:none}


.hero{
  position:relative;
  min-height:700px;
  display:block;
  background:
    linear-gradient(90deg,rgba(5,22,42,.16) 0%,rgba(5,22,42,.06) 34%,transparent 60%),
    url("../images/hero-money-effect.png");
  background-size:cover;
  background-position:center center;
  color:white;
  overflow:hidden;
}
.hero-copy{
  position:relative;
  z-index:2;
  padding:150px 0 150px;
  background:none;
}
.hero-copy-inner{
  max-width:620px;
  margin-left:clamp(22px,6vw,150px);
  padding:0 32px 0 0;
}
.hero h1{
  font-size:59px;
  line-height:.98;
  letter-spacing:-.055em;
  margin:0 0 16px;
  font-weight:850;
}
.hero h1 span{color:#f4cd64}
.hero h2{font-size:24px;margin:0 0 7px}
.hero p{margin:0;color:#e2e9f0;font-size:17px}
.hero-actions{display:flex;gap:16px;margin:26px 0 31px}
.hero-btn{min-width:148px}
.play{margin-right:8px;font-size:20px}
.trust-row{display:flex;gap:34px;color:#dfe9f3;font-size:14px;flex-wrap:wrap}
.trust-row span{display:flex;gap:9px;align-items:center}
.trust-row b{font-weight:550}

.hero-photo{display:none}
.hero-claim,.phone-badge{display:none !important}

.stats-strip{
  position:absolute;
  z-index:5;
  left:50%;
  bottom:-40px;
  transform:translateX(-50%);
  width:min(1160px,92vw);
  min-height:96px;
  border-radius:17px;
  background:linear-gradient(90deg,#0a2f57,#08325e);
  box-shadow:0 16px 35px rgba(0,23,49,.16);
  display:grid;
  grid-template-columns:repeat(4,1fr);
  color:white;
  border:1px solid rgba(255,255,255,.12);
}
.stat-item{padding:22px 31px;display:flex;gap:17px;align-items:center;position:relative}
.stat-item:not(:last-child):after{content:"";position:absolute;right:0;top:23%;height:54%;width:1px;background:rgba(255,255,255,.14)}
.stat-icon{font-size:29px;color:var(--gold)}
.stat-item strong{display:block;color:#ffd665;font-size:26px;line-height:1}
.stat-item span{display:block;margin-top:8px;font-size:13px;color:#eef4fa}

.section-shell{width:min(1160px,92vw);margin:auto}
.services{padding:98px 0 20px;background:#fff}
.service-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:13px}
.service-card{min-height:145px;padding:19px 10px;border-radius:13px;background:linear-gradient(180deg,#fbfaf6,#f2f0eb);box-shadow:inset 0 0 0 1px rgba(16,36,55,.035);display:flex;flex-direction:column;align-items:center;text-align:center;transition:.2s}
.service-card:hover{transform:translateY(-3px);box-shadow:0 12px 28px rgba(4,26,52,.08)}
.service-icon{font-size:35px;color:#08284a;height:50px;display:grid;place-items:center}
.service-card strong{font-size:16px;margin:7px 0 5px}
.service-card small{font-size:12px;line-height:1.45;color:#3d5a77}

.workers-section{padding:26px 0 55px}
.workers-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:15px;align-items:stretch}
.workers-copy{padding:18px 24px 10px 0}
.workers-copy h2{font-size:31px;line-height:1.02;letter-spacing:-.035em;margin:0 0 16px}
.workers-copy p{font-size:15px;line-height:1.62;color:#294762;max-width:330px}
.compact{min-height:40px;padding:0 20px;margin-top:6px}
.image-card{position:relative;height:240px;border-radius:8px;overflow:hidden;background:#ddd}
.image-card img{width:100%;height:100%;object-fit:cover}
.image-card .shade{position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(0,22,42,.88))}
.image-card-copy{position:absolute;left:18px;right:16px;bottom:15px;color:white}
.image-card-copy b{font-size:17px;line-height:1.08}
.image-card-copy i{display:block;width:26px;height:3px;background:#f2c54f;margin-top:12px}

.platform-section{position:relative;padding:28px 0 0;background:
linear-gradient(180deg,#fffdf8,#f3f0e6 68%,#eee7d9);overflow:hidden}
.platform-section:before{content:"";position:absolute;inset:auto 0 0;height:170px;opacity:.13;background:linear-gradient(90deg,transparent 2%,#b8b09f 2% 7%,transparent 7% 11%,#c3b8a4 11% 16%,transparent 16% 22%,#aaa08e 22% 28%,transparent 28% 100%)}
.platform-grid{position:relative;z-index:2;display:grid;grid-template-columns:235px 1fr 350px;gap:38px;align-items:end}
.phone-mockup{height:355px;padding:10px;background:#020b14;border:3px solid #222;border-radius:35px 35px 0 0;box-shadow:0 12px 34px rgba(0,0,0,.2);position:relative}
.phone-notch{position:absolute;top:9px;left:50%;transform:translateX(-50%);width:78px;height:18px;border-radius:0 0 13px 13px;background:#02070c;z-index:2}
.phone-screen{height:100%;border-radius:27px 27px 0 0;background:linear-gradient(180deg,#062346,#082c52);color:#fff;padding:27px 16px 12px;overflow:hidden}
.phone-logo{width:150px;height:48px;object-fit:contain;margin:0 auto 12px}.phone-screen small{color:#bcd0e2}.phone-screen>strong{display:block;color:#f7c950;font-size:23px;margin:3px 0 15px}
.phone-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}.phone-actions span{height:58px;border-radius:8px;background:#103b66;display:flex;flex-direction:column;align-items:center;justify-content:center;color:#f1c956}.phone-actions b{color:#fff;font-size:10px;margin-top:4px}
.phone-tabs{position:absolute;bottom:13px;left:18px;right:18px;display:grid;grid-template-columns:repeat(4,1fr);font-size:10px}.phone-tabs span{display:flex;flex-direction:column;align-items:center;color:#b7c7d8}.phone-tabs b{font-size:8px;margin-top:3px}
.platform-copy{padding:20px 0 42px}
.platform-copy h2{font-size:30px;line-height:1.04;letter-spacing:-.03em;margin:0 0 18px}
.platform-copy ul{list-style:none;margin:0 0 20px;padding:0;display:grid;gap:9px;color:#24445f}
.platform-copy li{display:flex;gap:10px;align-items:center;font-size:14px}.platform-copy li span{width:18px;height:18px;border:2px solid #e4b638;border-radius:50%;display:grid;place-items:center;font-size:11px;color:#0a2b4f;font-weight:900}
.india-card{align-self:center;min-height:292px;margin-bottom:25px;border-radius:8px;background:#fff;box-shadow:0 12px 35px rgba(36,46,48,.12);overflow:hidden;display:grid;grid-template-rows:auto 135px}
.india-card>div{padding:18px 22px 4px}.india-card h3{font-size:25px;line-height:1.02;margin:0 0 12px}.india-card p{font-size:14px;line-height:1.45;color:#2f4a63;margin:0}.india-flag{font-size:35px;display:block;margin-top:8px}.india-card img{width:100%;height:100%;object-fit:cover;object-position:center 62%}

footer{background:linear-gradient(100deg,#06192f,#082b50);color:#fff;padding-top:34px}
.footer-shell{width:min(1160px,92vw);margin:auto;display:grid;grid-template-columns:1.65fr repeat(4,1fr);gap:45px;padding-bottom:30px}
.footer-brand img{width:250px;height:70px;object-fit:contain}.footer-brand p{color:#d5e0eb;font-size:13px;line-height:1.55}
footer h4{margin:6px 0 12px;font-size:14px}footer a{display:block;color:#c5d2df;font-size:12px;margin:8px 0}
.socials{display:flex;gap:10px}.socials span{width:24px;height:24px;border-radius:50%;background:#d5dce5;color:#06203e;display:grid;place-items:center;font-size:11px;font-weight:900}
.india-together{display:flex;gap:8px;align-items:center;font-size:12px;line-height:1.25;margin-top:17px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.16);min-height:54px;padding:0 max(4vw,calc((100vw - 1160px)/2));display:flex;justify-content:space-between;align-items:center;color:#c3cfdb;font-size:11px}

@media(max-width:1050px){
 .nav-wrap{grid-template-columns:220px 1fr auto}.desktop-nav{gap:14px;font-size:12px}
 .service-grid{grid-template-columns:repeat(3,1fr)}
 .workers-grid{grid-template-columns:1.2fr repeat(3,1fr)}
 .platform-grid{grid-template-columns:220px 1fr 310px;gap:25px}
 .footer-shell{grid-template-columns:1.4fr repeat(2,1fr)} .footer-shell>div:nth-child(4),.footer-shell>div:nth-child(5){margin-top:10px}
}
@media(max-width:860px){
 .desktop-nav{display:none}.menu-btn{display:block}.nav-wrap{grid-template-columns:1fr auto;height:68px}.logo img{width:205px;height:55px}.nav-actions .btn{display:none}
 .mobile-nav.open{display:flex;position:absolute;left:4vw;right:4vw;top:72px;flex-direction:column;padding:14px 18px;border-radius:13px;background:#082848;border:1px solid rgba(255,255,255,.13);box-shadow:0 18px 40px rgba(0,0,0,.24)}
 .mobile-nav a{padding:9px 0;color:#e8eef5}
 .hero{grid-template-columns:1fr;min-height:auto}.hero-copy{padding:46px 0 55px}.hero-copy-inner{max-width:none;margin:auto;padding:0 6vw}.hero-photo{min-height:430px}
 .stats-strip{position:relative;left:auto;bottom:auto;transform:none;margin:-35px auto 0;grid-template-columns:1fr 1fr}
 .services{padding-top:38px}.workers-grid{grid-template-columns:1fr 1fr}.workers-copy{grid-column:1/-1}
 .platform-grid{grid-template-columns:260px 1fr}.india-card{grid-column:1/-1;grid-template-columns:1fr 1.2fr;grid-template-rows:none}
 .footer-shell{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}
}
@media(max-width:600px){
 .nav-wrap{padding:0 15px}.logo img{width:178px}
 .hero-copy{padding-top:38px}.hero h1{font-size:44px}.hero h2{font-size:20px}.hero-actions{flex-direction:column}.hero-btn{width:100%}.trust-row{gap:17px;flex-wrap:wrap}.hero-photo{min-height:350px;background-position:58% center}.hero-claim{font-size:17px}.phone-badge{left:26%;bottom:25px;transform:scale(.82) rotate(-7deg)}
 .stats-strip{width:92vw;border-radius:13px}.stat-item{padding:18px 16px}.stat-icon{font-size:24px}.stat-item strong{font-size:22px}.stat-item span{font-size:11px}
 .service-grid{grid-template-columns:1fr 1fr;gap:9px}.service-card{min-height:132px}
 .workers-grid{grid-template-columns:1fr}.image-card{height:270px}
 .platform-grid{grid-template-columns:1fr}.phone-mockup{width:245px;margin:auto}.platform-copy{padding:0 0 25px}.india-card{grid-template-columns:1fr;grid-template-rows:auto 160px}
 .footer-shell{grid-template-columns:1fr 1fr;gap:26px}.footer-bottom{padding:16px 4vw;gap:16px;align-items:flex-start;flex-direction:column}
}


/* Hero image responsive tuning */
@media(max-width:860px){
  .hero{
    min-height:auto;
    background-position:60% center;
  }
  .hero-copy{
    padding:110px 0 76px;
    background:linear-gradient(180deg,rgba(4,19,36,.55),rgba(4,19,36,.10));
  }
  .hero-copy-inner{
    max-width:none;
    margin-left:auto;
    padding:0 6vw;
  }
  .stats-strip{
    position:relative;
    left:auto;
    bottom:auto;
    transform:none;
    margin:-35px auto 0;
    grid-template-columns:1fr 1fr;
  }
}
@media(max-width:600px){
  .hero{
    background-position:68% center;
  }
  .hero h1{font-size:44px}
  .hero h2{font-size:20px}
  .hero-actions{flex-direction:column}
  .hero-btn{width:100%}
  .stats-strip{width:92vw;border-radius:13px}
  .stat-item{padding:18px 16px}
  .stat-icon{font-size:24px}
  .stat-item strong{font-size:22px}
  .stat-item span{font-size:11px}
}


/* Requested adjustments: larger left-shifted logo, semi-transparent counter bar crossing hero/white area */
@media(min-width:861px){
  .nav-wrap{
    max-width:1220px;
    padding:0 18px 0 10px;
    grid-template-columns:280px 1fr auto;
    gap:18px;
  }
  .logo{
    justify-self:start;
  }
  .logo img{
    width:250px;
    height:62px;
    object-fit:contain;
    object-position:left center;
  }

  .hero{
    min-height:690px;
  }
  .hero-copy{
    padding:132px 0 150px;
  }

  .stats-strip{
    z-index:14;
    bottom:-52px;
    background:rgba(8, 48, 88, 0.76);
    border:1px solid rgba(255,255,255,.16);
    box-shadow:0 18px 42px rgba(0,23,49,.20);
    backdrop-filter:blur(16px) saturate(145%);
    -webkit-backdrop-filter:blur(16px) saturate(145%);
  }

  .services{
    padding-top:92px;
  }
}

@media(max-width:860px){
  .logo img{
    width:200px;
    height:50px;
    object-position:left center;
  }
  .stats-strip{
    background:rgba(8, 48, 88, 0.80);
    border:1px solid rgba(255,255,255,.16);
    box-shadow:0 16px 35px rgba(0,23,49,.18);
    backdrop-filter:blur(14px);
    -webkit-backdrop-filter:blur(14px);
    margin:-22px auto 0;
  }
}

@media(max-width:600px){
  .logo img{
    width:180px;
    height:44px;
  }
  .stats-strip{
    margin:-18px auto 0;
  }
}


/* Counter bar: keep fully above the white section */
@media(min-width:861px){
  .stats-strip{
    bottom:18px !important;
    z-index:20 !important;
  }
  .services{
    padding-top:56px !important;
  }
}

@media(max-width:860px){
  .stats-strip{
    margin:-18px auto 0 !important;
    z-index:20 !important;
  }
}





/* FINAL 50/50 COUNTER OVERLAP START */
/* Counter bar is exactly 50% inside hero and 50% over the white section. */
@media(min-width:861px){
  .hero{
    position:relative !important;
    overflow:visible !important;
  }

  .stats-strip{
    position:absolute !important;
    left:50% !important;
    bottom:-48px !important; /* 96px bar => exactly half below hero boundary */
    transform:translateX(-50%) !important;
    z-index:30 !important;
    margin:0 !important;
    min-height:96px !important;

    background:rgba(8,48,88,.74) !important;
    border:1px solid rgba(255,255,255,.18) !important;
    box-shadow:0 18px 40px rgba(0,23,49,.18) !important;
    backdrop-filter:blur(16px) saturate(145%) !important;
    -webkit-backdrop-filter:blur(16px) saturate(145%) !important;
  }

  /* Give the white section room for the lower half of the bar. */
  .services{
    padding-top:104px !important;
    margin-top:0 !important;
  }
}

@media(max-width:860px){
  .stats-strip{
    background:rgba(8,48,88,.78) !important;
    border:1px solid rgba(255,255,255,.18) !important;
    box-shadow:0 16px 34px rgba(0,23,49,.16) !important;
    backdrop-filter:blur(14px) !important;
    -webkit-backdrop-filter:blur(14px) !important;
  }
}
/* FINAL 50/50 COUNTER OVERLAP END */


/* Dedicated service sections */
.dedicated-services{
  padding:58px 0 30px;
  background:
    radial-gradient(circle at 10% 12%,rgba(240,196,81,.07),transparent 18%),
    linear-gradient(180deg,#fff 0%,#faf9f5 100%);
}
.dedicated-row{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:72px;
  align-items:center;
  padding:82px 0;
  border-bottom:1px solid #e7e5df;
  scroll-margin-top:90px;
}
.dedicated-row.reverse .dedicated-copy{order:2}
.dedicated-row.reverse .service-visual{order:1}
.eyebrow{
  color:#a8781f;
  font-size:12px;
  font-weight:850;
  letter-spacing:.18em;
}
.dedicated-copy h2{
  margin:10px 0 18px;
  font-size:clamp(38px,4vw,58px);
  line-height:1.02;
  letter-spacing:-.045em;
  color:#082442;
}
.dedicated-copy p{
  max-width:570px;
  color:#557088;
  font-size:17px;
  line-height:1.68;
}
.feature-pills{
  display:flex;
  flex-wrap:wrap;
  gap:9px;
  margin:24px 0;
}
.feature-pills span{
  padding:9px 12px;
  border-radius:999px;
  border:1px solid #e5dfd1;
  background:#fffaf0;
  color:#274862;
  font-size:12px;
  font-weight:700;
}
.text-link{
  display:inline-flex;
  gap:9px;
  align-items:center;
  color:#0a3159;
  font-weight:800;
}
.text-link b{color:#c58e24}

.service-visual{
  min-height:330px;
  border-radius:26px;
  padding:30px;
  color:#fff;
  background:
    radial-gradient(circle at 82% 12%,rgba(246,200,81,.15),transparent 24%),
    linear-gradient(145deg,#082b50,#061b34);
  border:1px solid rgba(255,255,255,.08);
  box-shadow:0 24px 60px rgba(6,33,61,.18);
  overflow:hidden;
  position:relative;
}
.visual-top small,.circle-head small,.credit-score small,.protect-visual small{
  display:block;color:#9db1c5;font-size:11px;letter-spacing:.13em;font-weight:750
}
.visual-top strong{display:block;font-size:52px;margin-top:4px;color:#f6cf67}
.money-bars{height:126px;display:flex;align-items:end;gap:11px;margin:28px 0 22px}
.money-bars i{
  flex:1;display:block;border-radius:7px 7px 2px 2px;
  background:linear-gradient(180deg,#f7d875,#b47c20)
}
.visual-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.visual-grid span{padding:15px;border-radius:14px;background:rgba(255,255,255,.06)}
.visual-grid small{display:block;color:#9db1c5}.visual-grid b{display:block;margin-top:5px;font-size:20px}

.goal-head{display:flex;justify-content:space-between;align-items:center;color:#cad5df}
.goal-head b{color:#f6cf67;font-size:28px}
.goal-track{height:11px;background:rgba(255,255,255,.08);border-radius:999px;overflow:hidden;margin:20px 0 26px}
.goal-track i{display:block;width:68%;height:100%;background:linear-gradient(90deg,#b77d22,#f4d477)}
.goal-amount{display:block;font-size:44px;color:#fff}.savings-visual>small{color:#9db1c5}
.mini-goals{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:28px}
.mini-goals span{padding:13px 10px;border-radius:13px;background:rgba(255,255,255,.05);color:#b7c6d4;font-size:11px}
.mini-goals b{display:block;color:#fff;font-size:14px;margin-top:5px}

.circle-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:22px}
.circle-head strong{display:block;color:#f5cf68;font-size:42px;margin-top:5px}
.circle-head>span{padding:8px 10px;border-radius:999px;background:rgba(255,255,255,.07);font-size:11px}
.circle-member{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:12px;padding:15px 0;border-top:1px solid rgba(255,255,255,.08)}
.circle-member i{width:9px;height:9px;border-radius:50%}.circle-member .paid{background:#7bd996}.circle-member .pending{background:#e7b755}
.circle-member span{color:#aabac8;font-size:12px}

.protect-visual{display:grid;grid-template-columns:110px 1fr;align-items:center;gap:24px}
.shield-mark{width:100px;height:118px;clip-path:polygon(50% 0,92% 16%,84% 72%,50% 100%,16% 72%,8% 16%);display:grid;place-items:center;background:linear-gradient(145deg,#f4d376,#b77b1d);color:#082442;font-size:40px}
.protect-visual strong{display:block;font-size:44px;color:#f6cf67;margin:6px 0}.protect-visual span{color:#bcc9d5}
.protect-list{grid-column:1/-1;display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
.protect-list span{padding:12px;border-radius:12px;background:rgba(255,255,255,.05);font-size:12px;color:#d6e0e8}

.credit-visual{display:grid;gap:15px}
.credit-score{padding:20px;border-radius:18px;background:rgba(255,255,255,.05)}
.credit-score strong{display:block;color:#f5cf68;font-size:46px;margin-top:4px}.credit-score span{color:#aebfcd;font-size:12px}
.credit-row{display:flex;justify-content:space-between;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.08);color:#aec0cf}
.credit-row b{color:#fff}
.credit-visual button{margin-top:8px;border:0;border-radius:12px;min-height:48px;background:linear-gradient(135deg,#efbc45,#ffe08a);color:#07172a;font-weight:850;cursor:pointer}

@media(max-width:860px){
  .dedicated-row,.dedicated-row.reverse{grid-template-columns:1fr;gap:28px;padding:58px 0}
  .dedicated-row.reverse .dedicated-copy,.dedicated-row.reverse .service-visual{order:initial}
}
@media(max-width:600px){
  .dedicated-services{padding-top:35px}
  .dedicated-row{padding:46px 0}
  .dedicated-copy h2{font-size:38px}
  .service-visual{min-height:290px;padding:22px}
  .mini-goals,.protect-list{grid-template-columns:1fr}
  .protect-visual{grid-template-columns:75px 1fr}
  .shield-mark{width:72px;height:86px;font-size:28px}
}